This Refund Policy explains Pro Options Platform's refund rules for all subscription plans and related payments. By purchasing a subscription, you agree to this Refund Policy.

1. All Sales Are Final - No Refunds

To the maximum extent permitted by law, all subscription fees and payments made to Pro Options Platform are final and non-refundable. We do not provide refunds or credits for:

• Partial subscription periods
• Unused time
• Plan downgrades
• Account inactivity
• Failure to use the Platform
• Unexpected results from trading decisions or outcomes

2. Cancellation

You may cancel your subscription at any time. Cancellation stops future renewals, but it does not refund or prorate any charges already paid. Unless otherwise stated at checkout, you will retain access through the end of your current paid billing period.

3. Renewals & Billing

Subscriptions renew automatically unless you cancel before your renewal date. By subscribing, you authorize us (and our payment processor) to charge the recurring fees associated with your plan.

4. Chargebacks & Disputes

If you have a billing question or believe a charge was made in error, please contact us before initiating a chargeback. Initiating a chargeback or payment dispute may result in account restrictions, suspension, or termination (to the extent permitted by law).

5. Exceptions (If Required by Law)

Nothing in this policy overrides rights you may have under applicable law. If a refund is required by law in your jurisdiction, we will comply with those legal requirements.

6. Terms of Service

This Refund Policy is part of, and incorporated into, our Terms of Service.